We have good news, for you that want to finance your property, is the new percentage in the amount of the financing of Caixa Econômica Federal, however, pay close attention to interest, since they have also changed, and may surprise you negatively.
The change is valid starting next Monday (25), the difference now is that, used real estate now have a financing of 70% over its value, before 60%. Being the new property, those that reach more than R $ 750 thousand, the quota increased to 80% of the value of the property, being before 70%, all this, carried out by the Financial Real Estate System. Another favorable news is that, the maximum amount financed by the bank goes from R $ 1.5 million, to R $ 3 million, doubling in value.
All these reforms have as one of the objectives, to heat the housing market that has stagnated, due to the many financial problems that Brazil has faced. However, caution is needed in analyzing the interest rate that has been tied to these financing benefits, keeping an eye on installments.
The financial crisis can not paralyze you, much less make you give up the dream of home ownership, but the best option is to analyze and know the right time to acquire this debt, without letting everything become a snowball, and impossible to be controlled . So plan, analyze and make the right decision at the right time.
